Offering commercial and personal auto insurance in several states, Unique Insurance realizes that having an accident is a stressful experience. Unique Insurance recommends several steps that can make resolving any incidents a smoother process:
1. Practice safety first – If anyone has life-threatening injuries, call 911 immediately. Also, seek medical help right away for anyone suffering apparent injuries. If the vehicles are moveable, move them off the driving lanes and into the shoulder of the road.
2. Call police – A police investigation of the accident, documented by a report, is critical to establishing fault, a necessity in the claims process.
3. Gather information – Exchange contact information with the other driver, including their name, address, insurance company, license plate number, and year, make and model of the vehicle. Also try to exchange contact information with any witnesses. Their testimony will be key in the fault determination investigation. If possible, take photos of the damage to both vehicles.
4. Call your insurance company’s claim representative.