Monthly Archives: August 2016

What to Do After a Car Accident

Unique Insurance Company pic

Unique Insurance Company
Image: uniqueinsuranceco.com

Unique Insurance offers a diverse suite of automobile insurance services and products through independent agents. Dedicated to a high level of service for all of its customers, Unique Insurance addresses the needs of policyholders after an accident.

After a car accident, the parties involved must first check for injuries and call for medical attention if necessary. Once any needed help is on its way, the drivers should assess whether they can move their cars without causing additional damage. If so, the cars should move out of traffic and to the side of the road.

If a car is not movable, the owner of that car must call either an insurance company or a roadside assistance provider, as a tow truck will be necessary. One of the drivers may then need to make a phone call to the police, particularly if there has been major damage or if either party seems to be acting aggressively. However, any driver may consider contacting an officer simply to get an official statement for insurance.

Before either party leaves the scene, all drivers involved must gather information from the operators of all other cars involved. Insurance companies typically need other drivers’ names and contact information, as well as the other vehicles’ make, model, year, license plate number, and insurance provider.

Insurers are also likely to ask about damage, location, and injuries. Photos of the scene are helpful, if possible, as is contact information for any police officers who respond to the scene. Drivers should aim to call their insurance company to provide this information as soon as possible after the accident.

Defensive Driving Tips

Unique Insurance Company pic

Unique Insurance Company
Image: uniqueinsuranceco.com

 

Founded in 1996, Unique Insurance offers commercial and personal auto insurance in Illinois and Indiana, and personal auto insurance in Georgia, Mississippi, New Mexico, and Tennessee. Specializing in writing coverage for hard to place drivers, the company has a diverse group of dedicated employees, many of whom are bilingual. Safe driving is both beneficial to motorists and insurance companies. Below are some tips for defensive driving to be safer on the road.

1) Keep your eyes moving. Continuously look in all three mirrors, keeping a 360-degree view of the vehicles around you.

2) Keep a safe distance from the car in front of you by using the two second rule. Pick a point where the car in front of you passes and count one-one thousand, two-one thousand, and make sure you’re a minimum of two seconds behind the vehicle ahead of you.

3) Avoid blind spots. Many people check their mirrors only when making a lane change, hence they may not be aware of a car in one of their blind spots. If you find yourself just slightly behind the car next to you there’s a good chance the driver can’t see you – slow down or speed up to make yourself visible to the other driver.

4) Look far ahead. It’s easy to focus only on the car in front of you. Look beyond the closest vehicle to cars in front of it to gain reaction time in the event everyone brakes or begins to slow down.

5) Have an escape plan. When surrounded by cars, and especially trucks, be aware of where you might need to go should someone brake hard, or turn into your lane, and be ready to go there the moment it becomes necessary.