Monthly Archives: September 2016

An Introduction to the Auto Claims Process

Auto Claims pic

Auto Claims

Unique Insurance is a personal and commercial auto insurance provider serving six states. The Unique Insurance team of agents is dedicated not only to the successful resolution of all client claims, but also to sustaining client satisfaction and understanding throughout the entire claims process.

The days and weeks following a car accident can be emotionally trying. As the physical injuries and psychological trauma of the accident linger, individuals must gather themselves to navigate the auto insurance claims process. Understanding the various aspects of this process and working with a claims specialist committed to client satisfaction are great ways to reduce the confusion and frustration surrounding an accident.

The claims process begins by contacting an insurance agent after an accident. Insurance representatives will take in all available information before launching an investigation into the report and engaging with agents representing other drivers. As the investigation draws to a close, insurance agents should be able to provide clients with information regarding liability and their various coverage options. Due to the varied nature of coverage and accidents, the amount of time it can take to resolve a claim may vary.


Securing Competitive Rates on Auto Insurance

Unique Insurance Company pic

Unique Insurance Company


Unique Insurance offers competitive auto insurance rates to buyers across the country. Unique Insurance works closely with its network of agents to ensure that each buyer can find the most appropriate coverage.

Many car owners have the opportunity to secure more competitive rates for auto insurance, but it does require a bit of proactive effort. Experts recommend that policyholders look into potential discounts, such as a low-mileage discount for those who drive below a set annual maximum. Additionally, discounts are often available for cars with certain safety features, or for senior drivers who successfully complete a driving safety course.

Some drivers may also be able to alter their coverage levels to secure a lower premium. Drivers who own older cars can often save money by eliminating collision coverage, for example, while those who can afford a higher deductible may be able to do so in exchange for lower payments.

Before making a final decision on coverage options, however, an insurance buyer should assess whether he or she would be able to afford the financial consequences of an accident. Insurance companies and agents can often offer advice on this matter as well as on potentially available discounts.