Unique Insurance offers a diverse suite of automobile insurance services and products through independent agents. Dedicated to a high level of service for all of its customers, Unique Insurance addresses the needs of policyholders after an accident.
After a car accident, the parties involved must first check for injuries and call for medical attention if necessary. Once any needed help is on its way, the drivers should assess whether they can move their cars without causing additional damage. If so, the cars should move out of traffic and to the side of the road.
If a car is not movable, the owner of that car must call either an insurance company or a roadside assistance provider, as a tow truck will be necessary. One of the drivers may then need to make a phone call to the police, particularly if there has been major damage or if either party seems to be acting aggressively. However, any driver may consider contacting an officer simply to get an official statement for insurance.
Before either party leaves the scene, all drivers involved must gather information from the operators of all other cars involved. Insurance companies typically need other drivers’ names and contact information, as well as the other vehicles’ make, model, year, license plate number, and insurance provider.
Insurers are also likely to ask about damage, location, and injuries. Photos of the scene are helpful, if possible, as is contact information for any police officers who respond to the scene. Drivers should aim to call their insurance company to provide this information as soon as possible after the accident.