Tag Archives: insurance

Securing Competitive Rates on Auto Insurance

Unique Insurance Company pic

Unique Insurance Company
Image: uniqueinsuranceco.com

 

Unique Insurance offers competitive auto insurance rates to buyers across the country. Unique Insurance works closely with its network of agents to ensure that each buyer can find the most appropriate coverage.

Many car owners have the opportunity to secure more competitive rates for auto insurance, but it does require a bit of proactive effort. Experts recommend that policyholders look into potential discounts, such as a low-mileage discount for those who drive below a set annual maximum. Additionally, discounts are often available for cars with certain safety features, or for senior drivers who successfully complete a driving safety course.

Some drivers may also be able to alter their coverage levels to secure a lower premium. Drivers who own older cars can often save money by eliminating collision coverage, for example, while those who can afford a higher deductible may be able to do so in exchange for lower payments.

Before making a final decision on coverage options, however, an insurance buyer should assess whether he or she would be able to afford the financial consequences of an accident. Insurance companies and agents can often offer advice on this matter as well as on potentially available discounts.

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Defensive Driving Tips

Unique Insurance Company pic

Unique Insurance Company
Image: uniqueinsuranceco.com

 

Founded in 1996, Unique Insurance offers commercial and personal auto insurance in Illinois and Indiana, and personal auto insurance in Georgia, Mississippi, New Mexico, and Tennessee. Specializing in writing coverage for hard to place drivers, the company has a diverse group of dedicated employees, many of whom are bilingual. Safe driving is both beneficial to motorists and insurance companies. Below are some tips for defensive driving to be safer on the road.

1) Keep your eyes moving. Continuously look in all three mirrors, keeping a 360-degree view of the vehicles around you.

2) Keep a safe distance from the car in front of you by using the two second rule. Pick a point where the car in front of you passes and count one-one thousand, two-one thousand, and make sure you’re a minimum of two seconds behind the vehicle ahead of you.

3) Avoid blind spots. Many people check their mirrors only when making a lane change, hence they may not be aware of a car in one of their blind spots. If you find yourself just slightly behind the car next to you there’s a good chance the driver can’t see you – slow down or speed up to make yourself visible to the other driver.

4) Look far ahead. It’s easy to focus only on the car in front of you. Look beyond the closest vehicle to cars in front of it to gain reaction time in the event everyone brakes or begins to slow down.

5) Have an escape plan. When surrounded by cars, and especially trucks, be aware of where you might need to go should someone brake hard, or turn into your lane, and be ready to go there the moment it becomes necessary.